Overview
Topstep has been funding futures traders since 2012, making it the oldest firm in the funded-trader space. It focuses exclusively on CME futures and is one of the few major programs that fully accepts US traders.
Key Features
- Single-phase Trading Combine evaluation
- 90% profit split, and 100% of your first $10,000 in profits
- US traders fully accepted
- Daily payout eligibility once funded
Fees
The Trading Combine runs on a monthly subscription starting around $49 depending on account size, and you keep paying while you evaluate. That is different from one-time-fee firms: pass quickly and it is cheap, take six months and it adds up. There is no separate activation fee once funded.
Regulation & Safety
Topstep's longevity is its strongest safety signal — over a decade of operation and a public payout record. As with all prop firms, you are trading a simulated account under a contract, not a regulated brokerage account with investor protection.
Ready to get started with Topstep?
Visit Topstep →Platform Experience
Topstep supports NinjaTrader, TradingView, Tradovate and other CME-connected platforms, so you can keep whatever futures workflow you already know. Its TopstepX dashboard tracks your progress against the Combine rules clearly.
Mobile App
Mobile trading depends on your chosen platform — Tradovate and TradingView both offer solid apps. Topstep's own tools are primarily for monitoring performance rather than executing.
Pros & Cons
Pros
- US traders accepted
- One-step evaluation
- Strong payout track record
Cons
- Futures only — no forex or equities
- Monthly subscription during evaluation
Who Is Topstep Best For?
US-based futures traders, and anyone trading CME products who wants the most established program in that niche with a genuine daily payout option.
Final Verdict
For futures, Topstep is the safest starting point: longest track record, US-friendly, one evaluation phase instead of two. The monthly subscription model rewards traders who pass fast and punishes those who drift — factor that into your plan before starting.
Get Started with Topstep →