Home / Prop Firms / FTMO
★ Best Overall

FTMO Review 2026

The industry reference · Est. 2015 · Rank #1 in Prop Firms
9.2
/ 10 · Lucidrate score
Profit split
80–90%
Max funding
$400,000
Challenge fee
From €155
Evaluation
2 phases
Platforms
MT4 · MT5 · cTrader · DXtrade
Payouts
Bi-weekly
Visit FTMO →Challenge fees are non-refundable if failed. Rules vary.

Overview

Founded in 2015, FTMO is the firm that turned prop trading challenges into a mainstream product. It funds traders in forex, indices, commodities and crypto CFDs after a two-phase evaluation, and it remains the benchmark other firms are measured against.

Key Features

Fees

Challenge fees start around €155 for a $10,000 account and scale up with allocation size. The fee is refunded with your first payout if you pass and trade profitably — which effectively makes a successful challenge free. Failing means losing the fee, and most participants do fail: treat it as a paid exam, not an investment.

Regulation & Safety

FTMO is a Czech company with the longest continuous operating history in the space and a well-documented payout record. Note that prop firms are not brokers and are not covered by investor protection schemes — you trade a simulated account and get paid a share of the notional profits. FTMO does not accept US clients.

Ready to get started with FTMO?

Visit FTMO →

Platform Experience

You can trade on MT4, MT5, cTrader or DXtrade, and FTMO's own dashboard is the best in the industry for tracking your objectives, drawdown and trading statistics in real time. The metrics tools genuinely help you spot bad habits.

Mobile App

Trading happens through the standard mobile apps of your chosen platform, while FTMO's own app lets you monitor challenge progress and account metrics on the go.

Pros & Cons

Pros

  • Longest track record in the industry
  • Up to 90% profit split with scaling
  • Free retry on a failed second phase if phase one was passed

Cons

  • Strict daily drawdown rules
  • No US clients

Who Is FTMO Best For?

Disciplined forex and indices traders outside the US who already have a tested strategy and want the most credible, longest-running funding program available.

Final Verdict

FTMO remains the default answer in prop trading: the longest track record, the most transparent rules, and a payout history nobody seriously disputes. It is not the cheapest and its daily drawdown rule punishes sloppy risk management — which is precisely why passing it means something.

Get Started with FTMO →

Frequently Asked Questions

Is FTMO legitimate?
Yes — it is the longest-running major prop firm with an extensive documented payout history. That said, you are trading a simulated account under strict rules, not a regulated brokerage account.
Does FTMO accept US traders?
No. US residents are not accepted. US-based traders should look at futures-focused firms like Topstep or Apex Trader Funding.
What happens if I fail the FTMO challenge?
You lose the challenge fee. If you failed Phase 2 after passing Phase 1 while respecting all rules, FTMO typically offers a free retry.
How much can I actually earn with FTMO?
You keep 80–90% of the profits generated on your funded account, paid out on a bi-weekly cycle. Earnings depend entirely on your performance — most participants never reach payout.

Compare With Similar Options